Disclosures

Licensing

Kalagara Insurance, LLC is a licensed insurance agency in the State of North Carolina. Our agents are licensed to sell insurance products including Title, Life, Health & Accident, Auto, Home, and Property & Casualty insurance. License information is available upon request.

Not a Guarantee of Coverage

Information provided on this website, in any quote, or during any consultation does not guarantee the issuance of an insurance policy. All coverage is subject to underwriting approval, applicable policy terms and conditions, and payment of premium by the applicable insurance carrier.

Carrier Relationships

Kalagara Insurance, LLC works with multiple insurance carriers and may receive compensation in the form of commissions from carriers whose products are sold. This compensation does not influence our recommendations — our goal is always to find the best coverage for your individual needs and budget.

Quote Estimates

Any premium estimates or quotes provided through our website or agents are for illustrative purposes only and are not binding. Final premiums are determined by the insurance carrier based on underwriting review of your full application and supporting documentation.

Title Insurance Disclosure

Title insurance protects against losses arising from defects in title to real property. Both lender's and owner's policies are available. Kalagara Insurance, LLC acts as an agent for title insurance underwriters and is subject to their guidelines and requirements. Title insurance premiums are regulated by the State of North Carolina.

No Legal or Financial Advice

The information on this website is intended for general informational purposes only and does not constitute legal, financial, or tax advice. For advice specific to your situation, please consult a qualified attorney, financial advisor, or tax professional.

Complaint Resolution

If you have a complaint about our services, please contact us directly at insurance@kalagara.com or call (980) DIAL-RAM. You may also file a complaint with the North Carolina Department of Insurance at 1-855-408-1212 or visit ncdoi.gov.

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