Privacy Policy

Information We Collect

When you use our website or request a quote, we may collect the following types of information:

• Personal Identifiers: Name, email address, phone number, ZIP code, and mailing address.
• Insurance Information: Coverage type, current policies, claims history, and related details you provide when requesting a quote.
• Usage Data: Browser type, IP address, pages visited, and time spent on our website via cookies and analytics tools.

How We Use Your Information

We use the information we collect to:

• Respond to your quote requests and inquiries
• Provide personalized insurance recommendations
• Send policy updates, renewal reminders, and important notices
• Improve our website and services
• Comply with applicable North Carolina and federal insurance regulations

We do not sell your personal information to third parties for marketing purposes.

Information Sharing

We may share your information with:

• Insurance Carriers: To obtain quotes and bind coverage on your behalf.
• Service Providers: Trusted vendors who help us operate our website and conduct our business, subject to confidentiality agreements.
• Legal Authorities: When required by law, court order, or regulatory authority.

Cookies & Tracking

Our website uses cookies to enhance your browsing experience and analyze site traffic. You may disable cookies in your browser settings; however, some features of the site may not function properly without them.

Data Security

We implement industry-standard security measures to protect your personal information from unauthorized access, disclosure, or misuse. However, no method of internet transmission is 100% secure, and we cannot guarantee absolute security.

Your Rights

You have the right to:

• Request access to the personal information we hold about you
• Request correction of inaccurate data
• Request deletion of your information, subject to legal retention requirements
• Opt out of marketing communications at any time

To exercise any of these rights, contact us at insurance@kalagara.com.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Continued use of our website constitutes acceptance of the revised policy.

Contact Us

If you have any questions about this Privacy Policy, please contact us: